Representative Example for Hire Purchase (HP): Cash price £20,995.00, Annual Interest Rate (fixed) 6.81% p.a., with a representative 12.9% APR, total amount of credit £20,995.00, deposit of £0.00, an initial payment of £469.06, followed by 58 monthly payments of £469.06 with a final payment of £479.06, total amount payable is £28,153.60
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